MyWealthRookie

I’m Starting with $0 Savings and a Negative Net Worth

Follow my real-time journey as I figure out this whole ‘adulting with money’ thing. Every win, every fail, every lesson learned.

Current Net Worth
-$23,847
THE JOURNEY

The Rookie Roadmap

My month-by-month plan to go from -$23,847 to financial freedom. Follow along as I tackle each milestone.

 Personal finance foundation infographic showing budget planner, expense tracking, monthly calendar, and piggy bank with $500 emergency fund savings goal for financial beginners
📊

Month 1-3: Foundation

Track every penny spent, build my first real budget,
and save $500 emergency fund. Starting from zero
knowledge about money management.

💳

Month 4-6: Debt Attack

Focus on credit card payoff strategy, improve credit
score from 630 to 700+, and launch first side hustle
to boost income by $500/month.

Debt attack infographic showing credit card payoff strategy with target bullseye, credit score improvement from 630 to 700+, $500 monthly side hustle income goal, and megaphone representing financial action plan
Growth mode financial infographic showing computer with upward trending chart for opening first investment account, $5,000 savings goal with dollar coin, achieving positive net worth milestone, and notebook with checklist for documenting financial wins and mistakes
📈

Month 7-12: Growth Mode

Open first investment account, save $5,000, achieve
positive net worth for the first time in my adult life.
Document every win and mistake.

🎯

Year 2+: Teaching Others

Hit $10k saved milestone, automate investing, start helping other rookies with their journey. Build this blog into a resource for beginners.

Year 2+ financial milestone infographic showing four advanced money management goals: teaching others financial literacy with mentorship icon, hitting $10K saved milestone with golden dollar coin, automating investing with folder and upward arrow, and building personal finance blog resource for beginners with laptop
WHY FOLLOW A ROOKIE?

Real Numbers, Real Journey

I’m not a financial guru. I’m learning alongside you, sharing every win and fail with complete transparency.

Transparent Numbers

See my actual spending, savings, and net worth updated monthly

Learning Together

No fake expertise – just real lessons from someone figuring it out

Active Community

Join 1,000+ rookies supporting each other’s journey

TESTIMONIALS​

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